The underwater components, hull integrity and moisture detection are the keys to uncovering common pitfalls on any size powerboat. With almost 20 years of experience, Marian Hoskins, Accredited Marine Surveyor®, has the tools and experience to provide a detailed analysis of the condition of your powerboat. All systems onboard are analyzed including electrical, propulsion, fuel, machinery, navigation and electronics. An out-of-water inspection and sea trial are highly recommended.
Marian Hoskins, Accredited Marine Surveyor®, has been sailing since she was a child. She owns a 52-foot sailboat and is a successful yacht racer. She is familiar with many different sailboat rigs and deck arrangements. She knows where to look for the rigging pitfalls and common structural failures which is the key to obtaining a quality sailboat survey that pinpoints areas of concern. This also provides a valuable record of condition in the event of fire or damage in the future.
This type of survey is strongly advised when purchasing a new or used vessel. Condition and overall operation of the vessel should be inspected; covering structural integrity, electrical systems, propulsion system, fuel system, other machinery, navigation equipment, misc. on-board systems, cosmetic appearance, electronics and overall maintenance. An out-of-water inspection and sea trial is also highly recommended.
Most insurance companies require an updated survey every 5-10 years for vessels older than 10 years. These surveys are provided to the insurance company so the owner may continue coverage. This is essentially a Condition and Value (C&V) survey because the survey includes the vessel value, which cannot be obtained unless the surveyor thoroughly evaluates the vessel.
APPRAISAL AND REFINANCE
The Uniform Standards for Professional Appraisal Practice (USPAP) are used to prepare the appraisal report. Schuss Marine has worked with all the big insurance companies and banks to provide assistance in refinancing, re-insuring and appraisal for lending. If a full survey is what you require, this service is included in the price.
Insurance/Consumer Damage Appraisal
Damage appraisals are performed to assess the scope of damage, recommend repairs, estimate repair cost, determine cause of loss or failure and subrogation (debt recovery). Damage appraisal reports usually include customary repair costs and costs associated with upgrades, maintenance and extraneous operations.
Usually the insurance company retains the surveyor to determine the cause of loss and determine the extent of loss related damage. A vessel owner can retain a surveyor for the same proposes.
If you are comfortable with the condition of your vessel but suspicious of the condition of certain areas on the hull or deck, then a moisture analysis might be the way to go. A full moisture analysis of the hull and deck is a service provided for owners who don’t need a full survey. It is much less cost than a full survey and could provide a valuable checklist for your winter projects. A visual inspection, hammer tapping of the hull and analysis with a moisture meter are the multiple non-destructive steps used to detect for moisture intrusion. These steps can also determine the source of leaks and find delamination (separation of the structural laminate).